Hull Financial Planning

“Action expresses priorities.”
― Mahatma Gandhi

What is a discussion about priorities in life doing in a finance blog? Everything. Your priorities in life should be dictating what you’re spending your money on. If you’re not going through your life with intentionality, you won’t be aligning your resources with your priorities. If you’re not budgeting, then I can almost guarantee that you’re not spending money in line with your priorities.

Take a minute and jot down what you think your priorities are. In priority order. It doesn’t have to be a huge list. After all, chances are that you’re … Read the article

“All men think all men mortal, but themselves.”
–Edward Young

A recent study of a cohort of Austrian retirees came to the conclusion that retiring early was likely to decrease your life expectancy, particularly if you are a male.  The title of the study even could lead one to believe that the best way to live forever is to work forever. The title is “Fatal Attraction? Access to Early Retirement and Mortality.” It’s not one that inspires confidence, and it’s easy for writers to come to the conclusion that retiring is bad for your health without looking at the … Read the article

Today’s installment of the personal finance frequently asked questions series deals with life insurance.

What Do I Need to Consider When Purchasing Life Insurance?

Also, if you’re considering purchasing whole life insurance for your infant, I recommend against it.

What questions would you like to see me answer? Leave me a comment and let me know!

… Read the article

Today’s FAQ series post answers a question that a lot of us have about our credit cards:

Why Should I Pay My Credit Card Each Month When I Can Just Pay the Minimum Balance?

What questions would you like to see me answer? Leave me a comment and let me know!

… Read the article

“A writer should have this little voice inside of you saying, ‘Tell the truth. Reveal a few secrets here.’”
–Quentin Tarantino

“Three may keep a secret, if two of them are dead.”
–Benjamin Franklin

Let me let you in on a little secret. There aren’t any financial secrets. Nobody has the secret formula for investing in gold, options, emerging market funds in Bhutan, or pork belly futures that you don’t already know or can’t already find. There are no secret gimmicks for making you magically pay down your debt with some fancy payment system. There are no secret ways to … Read the article