Category Archives: Personal Finance FAQ

Now that Joe Biden has been declared the winner of the 2020 Presidential election, you may be thinking about what changes you need to make in your financial plan to prepare for a Biden presidency. Here’s what you need to do: Not. A. Darn. Thing. If you had a plan on Monday before the election,Continue reading “How Should I Adjust My Financial Plan in a Biden Presidency?”

Just because something doesn’t confirm your existing beliefs does not mean it’s a hoax. –Stephanie Ruhle This is an argument for enacting a strict mask compliance ordinance for the COVID truthers who believe this is all a hoax. Let’s assume that masks are utterly ineffective and that COVID is just a hoax generated by someContinue reading “An Anti-Masker’s Argument for Universal Masking During the COVID-19 Pandemic”

We want to see a world where black lives matter in order for us to get to a world where all of our humanity is respected. –Alicia Garza On June 5, 2020, the jobs report came in better than expected. Unemployment was only 13.3%, compared to expectations of 20% unemployment. Accordingly, the S&P 500 wentContinue reading “Growing the Economy Will Not Solve Systemic Racism”

Dallas, Texas based Certified Financial Planner Jason Hull of Hull Financial Planning firmly believes that owning a home is not a necessary part of a retirement plan. A study by Walter D’Lima of Old Dominion University and Paul Schultz of Notre Dame showed that >real estate investors outperform general market indices, but only when they:Continue reading “Is Owning a Home a Necessary Part of a Retirement Plan?”

While the coronavirus induced recession is forcing all of us to reevaluate our financial behaviors with a close eye for detail, these are habits that will serve us well whenever life has returned to normalcy, which, hopefully, is sooner rather than later! Cut living expenses. In times when we are not worried about negative financial outcomes,Continue reading “Prepare Your Money for a Recession”