Category Archives: Personal Finance FAQ

Christmas comes around every year; yet, when it comes, we seem to be surprised and haven’;t budgeted for it. What about when the car finally goes to the parking lot in the sky and we have to replace it? Are we prepared?

This episode of the Hull Financial Planning personal finance FAQ series deals with how to keep from being surprised by those “unexpected” expenses which we know are coming.

How Do I Budget for One-Time Expenses?

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“Put all your eggs in one basket – and watch the basket!”
–Mark Twain

This episode of the personal finance frequently asked questions series deals with investing and why you shouldn’t bet all of your money on one stock.

What is Diversification and Why is It Important?

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Once you’ve reached retirement, you’re going to have to rely on your accumulated assets and your income streams to live on, as you’re hopefully not going back to work. In this episode of the personal finance frequently asked questions series, we answer what you can safely withdraw to not need to live on cat food when you get older.

What is a Safe Withdrawal Rate?

http://youtu.be/mEv-IhLRN48

What questions would you like to see me answer? Leave me a comment and let me know!

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“We wants it, we needs it. Must have the precious. They stole it from us.”
–Gollum

Imagine that you have to sell the house you grew up in. For those of you who have had to do this, I’m sure just thinking about it brings back a wash of memories.

Your house is your home. How many times have you heard that maxim? The words have different connotations. The word home has emotional connections to it. A home has memories, meanings, and the commitment of your heart. The word house, however, doesn’t have those emotional ties. It’s a roof over … Read the article

“October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.”
–Mark Twain

How surprised would you be to see a headline touting the following?

Down Drops 500 Points Today, Creating GREAT Buying Opportunity!

You don’t ever see that headline. Instead, historically, people tend to pour into the stock market when it peaks and get out of the stock market as it approaches its lows. Traders call this capitulation – when the last scared investors get out of the market, and it usually … Read the article