Personal Finance FAQ Series: Why Should I Pay My Credit Card Off Each Month When I Can Just Pay the Minimum Balance?

Today’s FAQ series post answers a question that a lot of us have about our credit cards: Why Should I Pay My Credit Card Each Month When I Can Just Pay the Minimum Balance? What questions would you like to see me answer? Leave me a comment and let me know!

Personal Finance FAQ Series: What Are the MOST IMPORTANT Items I Should Budget For?

If you really wanted to, you could come up with a budget item for every possible thing that you’ll ever purchase in your life. From cars to cashews, you could create a line item for it. You’d also have no other free time and would lead what would have to be the most boring existenceContinue reading “Personal Finance FAQ Series: What Are the MOST IMPORTANT Items I Should Budget For?”

Reasons to Keep More Than a Six Month Emergency Fund in Cash

“Banks introduced the installment plan. The disappearance of cash and the coming of the credit card changed the shape of life in the United States.” –Jerzy Kosinski As Black Monday erupted and people were jumping out of windows, a phrase was born. “Cash is king” posited Per G. Gyllenhammar, the CEO of Volvo. Thus aContinue reading “Reasons to Keep More Than a Six Month Emergency Fund in Cash”