Category Archives: Personal Finance FAQ

If You Received Your COVID-19 Vaccine, Expect Issues With V-Safe

Two days ago, I received my Moderna COVID-19 first of two vaccine injections. Fortunately, there were few side effects. Only side effect so far is a sore arm, sort of like a tetanus shot. #COVID19 #vaccination https://t.co/o5VDTPFwN8 — Jason Hull, CFP® (@hull_j) January 21, 2021 In the documentation I received upon getting my injection, thereContinue reading “If You Received Your COVID-19 Vaccine, Expect Issues With V-Safe”

I Got the COVID-19 Vaccine for Free, So I Am Donating the Cost to Buy Vaccines for Lower Income Countries

My wife and I have been very keenly interested in the impact of the COVID-19 pandemic on our lives. We’ve been following the science, because, after all, we’re much more inclined to believe what scientists such as Dr. Anthony Fauci have to say versus, say, politically motivated spokespeople. After all, if Dr. Fauci is citedContinue reading “I Got the COVID-19 Vaccine for Free, So I Am Donating the Cost to Buy Vaccines for Lower Income Countries”

Lessons Learned One Year Into Early Retirement

Resilience is accepting your new reality, even if it’s less good than the one you had before. You can fight it, you can do nothing but scream about what you’ve lost, or you can accept that and try to put together something that’s good. –Elizabeth Edwards 12 1/2 months ago, my wife and I retired.Continue reading “Lessons Learned One Year Into Early Retirement”

Should Early Retirees Who Will Depend on Social Security Buy Life Insurance?

People always live forever when there is an annuity to be paid them. –Jane Austen When I had clients who wanted to retire before they were eligible for Social Security, I would create models based on claiming Social Security at the appropriate time, giving them a secondary source of income beyond their investments. In theory,Continue reading “Should Early Retirees Who Will Depend on Social Security Buy Life Insurance?”

Optimizing Your AGI to Maximize Obamacare Credits

When you aim for perfection, you discover it’s a moving target. –Geoffrey Fisher It’s coming upon the end of the year, and, if you are on the Affordable Care Act (ACA) healthcare plan, otherwise known as Obamacare, it’s time for you to start doing your end of year tax planning. Why, you may ask me,Continue reading “Optimizing Your AGI to Maximize Obamacare Credits”