How Much Do I Have to Save to Retire in Riverside, California?

Life in California is beautiful. –Oscar Nunez The real estate adage that seemingly everyone knows is “location, location, location.” The house in the swanky neighborhood is going to be more expensive than the run-down claptrap fixer-upper in a bad part of town. The adage also applies in personal finance. Answering the question “how much do […]

How Much Do I Have to Save to Retire in Santa Ana, California?

There is science, logic, reason; there is thought verified by experience. And then there is California. –Edward Abbey The real estate adage that seemingly everyone knows is “location, location, location.” The house in the swanky neighborhood is going to be more expensive than the run-down claptrap fixer-upper in a bad part of town. The adage […]

How Much Do I Have to Save to Retire in Anaheim, California?

Disneyland will never be completed. It will continue to grow as long as there is imagination left in the world. –Walt Disney The real estate adage that seemingly everyone knows is “location, location, location.” The house in the swanky neighborhood is going to be more expensive than the run-down claptrap fixer-upper in a bad part […]

The Robots are Coming!

“Some Google employees have their self-driving vehicles take them to work. These car robots don’t look like something from ‘The Jetsons’; the driverless features on these cars are a bunch of sensors, wires, and software. This technology ‘works.’” –Tyler Cowen This post started out with an innocent enough tweet. I had seen an advertisement from […]

Create More Paydays to Curb Your Spending

“For a lot of people, the weekly paycheck is ‘take-home pay’ because home is the only place they can afford to go with it.” –Charles Jaffe When I was in the military, we were paid at the end of each month. It was nice getting that leave and earnings statement (LES), which was the document […]

Bronze May Be the Most Precious Metal Under Obamacare

Note: This article is intended to give you a framework for how to evaluate different ACA plans. Based on the plans available in your state, your results may be different. This framework is based on the initial plan released by California in June, 2013 and is illustrative. Up until now, health insurance has been an […]