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Personal Finance FAQ

Are You Eligible for USAA Membership?

“People sleep peaceably in their beds at night only because rough men stand ready to do violence on their behalf.” –George Orwell This is a three part series on USAA. You can read part 2 (the good about USAA) and part 3 (the not so good about USAA) below. Click here to learn how to […]

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Personal Finance FAQ

The Sure Way to Put Out Your FIRE: Try to Hit Home Runs

“Eat your betting money but don’t bet your eating money.” –Unknown Even though we hit our FIRE (financial independence, retire early) target at the beginning of the year, my Apple News feed seems to think that I am still looking for quick ways to make a buck. I mean…I am…it’s in my blood… Joking aside, […]

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Personal Finance FAQ

Don’t Let Monkey Brain Do Your Christmas Shopping for You!

Christmas is the season when you buy this year’s gifts with next year’s money. –Unknown When I got married, my Christmas shopping got exponentially more complicated. I was used to buying a few presents for my parents and grandparents and calling it a day. Marriage added a new layer of intricacy. My wife’s parents were […]

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Personal Finance FAQ

How Should I Adjust My Financial Plan in a Biden Presidency?

Now that Joe Biden has been declared the winner of the 2020 Presidential election, you may be thinking about what changes you need to make in your financial plan to prepare for a Biden presidency. Here’s what you need to do: Not. A. Darn. Thing. If you had a plan on Monday before the election, […]

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Personal Finance FAQ

An Anti-Masker’s Argument for Universal Masking During the COVID-19 Pandemic

Just because something doesn’t confirm your existing beliefs does not mean it’s a hoax. –Stephanie Ruhle This is an argument for enacting a strict mask compliance ordinance for the COVID truthers who believe this is all a hoax. Let’s assume that masks are utterly ineffective and that COVID is just a hoax generated by some […]

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Personal Finance FAQ

Growing the Economy Will Not Solve Systemic Racism

We want to see a world where black lives matter in order for us to get to a world where all of our humanity is respected. –Alicia Garza On June 5, 2020, the jobs report came in better than expected. Unemployment was only 13.3%, compared to expectations of 20% unemployment. Accordingly, the S&P 500 went […]

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Personal Finance FAQ

Is Owning a Home a Necessary Part of a Retirement Plan?

Dallas, Texas based Certified Financial Planner Jason Hull of Hull Financial Planning firmly believes that owning a home is not a necessary part of a retirement plan. A study by Walter D’Lima of Old Dominion University and Paul Schultz of Notre Dame showed that >real estate investors outperform general market indices, but only when they: […]