“Working Retirement:” A Formula for Unhappiness?

“Retirement can be a great joy if you can figure out how to spend time without spending money.” –Unknown “The harder you work, the harder it is to surrender.” –Vince Lombardi When I make the networking rounds in Fort Worth, one of the questions I always try to ask people is “what do you want […]

Four Financial Differences in LGBT Relationships

“A boy is not free to find a partner of his own as long as he must be the partner to his mother.” –Frank Pittman With the changing of state laws across the nation, more and more same sex partners are getting married. On June 26, 2013, the Supreme Court struck down the Defense of […]

Should I Invest in LendingClub or Prosper?

“The surest way to ruin a man who doesn’t know how to handle money is to give him some.” –George Bernard Shaw I recently had someone ask me if it was wise to invest in LendingClub or Prosper. For those of you who do not know what these are, they are peer-to-peer lending institutions that […]

Why Save in a Low Interest Rate Environment?

“There is a certain Buddhistic calm that comes from having….money in the bank.” –Tom Robbins A recent study showed that 41% of Americans have less than $500 of liquid savings available in the case of an emergency. Furthermore, 54% of respondents in the same survey revealed that they had no specific savings strategy in place […]

Do People Like to Retire?

“The trouble with retirement is that you never get a day off.” –Abe Lemons Cliff’s Notes: Yes. People do like to retire. 93% of them, in fact. There’s recently been a series of advertisements from some brokerage that talks about the first day of retirement. There are all of these stories of how great it […]

Real Options Are Fine, Thanks

“A wise man makes his own decisions, an ignorant man follows the public opinion.” -Chinese proverb I’m part of a finance bloggers/writers/whatnot group in the DFW area which is tied to the national financial bloggers conference, FINCON, put on by the very generous and super nice guy Philip Taylor. Adam Baker of Man vs. Debt […]