6 Reasons I Sold My Car at CarMax

“If you own a home with wheels on it and several cars without, you just might be a redneck.” –Jeff Foxworthy There are people who view their cars as an expression or extension of themselves. Then, there are people who view cars as a means to get from point A to point B. I used […]

The Four Questions You Should Ask BEFORE Hiring a Financial Planner

“It is not the answer that enlightens but the question.” –Eugene Ionesco Let’s face it. I’m a Certified Financial Planner. I’m trying to convince you that, even if you think that you can do it yourself, it’s not worth the time, effort, energy, and risk to try to find all of the various bits and […]

Why Do We Rarely Buy Disability Insurance?

“The only thing wrong with immortality is that it tends to go on forever.” –Herb Caen I remember getting the call from my wife. She was back in Charlottesville spending a week at her home office while I stayed in Texas. She’d started getting a slight tremor – a tic like she was shaking her […]

How Much Do You Have to Save to Retire Early?

“The best time to start thinking about retirement is before your boss does.” –Anonymous When I was in the Army, I had the option of staying in – assuming they didn’t kick me out at some point – for 20 years and then retiring. Had I stayed in, I’d have less than 2 years left […]

What Should I Do With That Pay Raise?

“Every luxury must be paid for, and everything is a luxury, starting with being in this world.” –Cesare Pavese “The saddest thing I can imagine is to get used to luxury.” –Charlie Chaplin You’ve done well at work the past year. It’s time for the boss to tell you what you’ll be making next year. […]

Weak Connections Are Stronger Than You Expect

“You can make more friends in two months by becoming interested in other people than you can in two years by trying to get other people interested in you.” –Dale Carnegie When we moved to Fort Worth, Texas from Virginia, one of the first things that I did was join a couple of local business […]