Another Evaluation of an Indexed Universal Life Insurance Policy

Several months ago, I provided an evaluation of an indexed universal life insurance (IUL) policy. In the comments, I said that if any insurance agent could come up with a policy that met the standard of beating term + invest the rest when aftcast using the guaranteed levels provided in the policy, I’d change my […]

How Instagram’s New TOS is Like an Indexed Universal Life Insurance Policy

“Don’t trust the person who has broken faith once.” –William Shakespeare On December 17, 2012, Instagram decided to update its Terms of Service (TOS) and hope that nobody noticed the change. For those of you who are not particularly technically savvy, Instagram is a photo sharing service that enables users to take pictures with their […]