“When a man’s best friend is his dog, that dog has a problem.” –Edward Abbey I never had a pet growing up. My parents bought me five fish when I was about nine years old. The fish all got ick and died in a couple of months. Down the toilet they went, and that was [...]
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Fiduciary Duty Isn’t Enough; Your Planner Better Not Suck, Either
“I have no idols. I admire work, dedication and competence.” –Ayrton Senna A friend of mine once got a chocolate lab and wanted to build an outside dog run so that his dog wouldn’t go crazy from lack of exercise. Apparently, everyone else he knew within a five hundred mile radius must have had other [...]
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Why Paying Assets Under Management Fees is Like Getting a Car Loan From A Used Car Dealer
“Why is it that anyone driving slower than you is an idiot, and anyone going faster than you is a maniac?” –George Carlin People hate buying cars from dealerships. The stereotypes abound. The white-shoed salesperson. The slimy process where he has to go “check with his manager” to see “what we can do for you.” [...]
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Should You Work With Me If You Have a Lot of Debt?
“Knowing what you aren’t is just as important as knowing what you are.” –Me I recently received a communication from someone who had a significant amount of debt and wondered if I was the right person to work with them. In short, the answer is no. You’re better off spending your limited resources on a [...]
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Why Don’t You See Testimonials?
“Better than sliced bread!” –Any number of paid testimonials “Testimonials are enough to convince people for now.” –Alex Chiu If you go to almost any website selling something (and, yes, I am selling something, let’s not kid ourselves), you’ll see quotations and pictures of happy people draped all over the website. Why is this so? [...]
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How Much Should a Financial Planner Cost?
“Not everything that counts can be counted; and not everything that can be counted counts.” –Albert Einstein “Spending can be investing – if you spend on the right things and really use them.” –Ramit Sethi How are financial planners like vacation timeshare salespeople? Read on and you’ll find out plus you’ll learn how to actually [...]
