5 Reasons HR Directors Should Include Financial Planning in Benefits Packages

“Truth is confirmed by inspection and delay; falsehood by haste and uncertainty.” –Tacitus If you’re in human resources, you have two primary jobs: Find and acquire the best talent possible for what you can spend, and Retain the best-performing talent for what you can spend. It was one of the challenges that I faced in […]

An Evaluation of Texas Small Business 401k Plans: How Does Yours Stack Up?

“This is America. We’re entitled to our opinions.” “Wrong. This is Texas. And my opinion is the only one that counts.” ― Susan Elizabeth Phillips Every year, 401k plan administrators are required to file information about their plan holdings and contributions to the Department of Labor. Plans with under 100 participants but more than one […]

How the Peltzman Effect Affects Your 401k

“There’s nothing safe about safety pins.” –Donatella Versace Have you ever been on a highway and been passed by a motorcyclist who’s wearing his helmet, gloves, full leather riding gear… …and going 120 miles per hour zipping in and out of traffic? When, five miles up the road, said motorcyclist becomes a smudge in the […]

The Four Biggest Mistakes You’re Making in Your 401k

“If everyone is thinking alike, then somebody isn’t thinking.” –General George S. Patton “Any fool can make a rule, and any fool will mind it.” –Henry David Thoreau The first and only time I had the opportunity to invest in a 401k was when I worked at Capital One. I was a freshly-minted graduate from […]

4 Reasons to Avoid 401k Loans

Slight was the thing I bought, Small was the debt I thought, Poor was the loan at best– God! but the interest! –Paul Dunbar Are you sitting in a kitchen that was built back in the flyaway collar heydays of about 1973? Dying to upgrade the appliances, strip the wallpaper, get rid of the cabinets, […]

Five Things to Do If You Just Lost a Lot of Money

“I’m so poor I can’t even pay attention.” –Ron Kittle Continues Below Subscribe to Receive My 52 Week Financial Game Plan and Get a Free E-Book! Related posts: Do You Have Too Much Money In Fixed Income? Five Edgy Ways to Save Money, or My Tribute to Stone Cold Steve Austin Are Your Parents Losing […]