Personal Finance FAQ Series: Does It Cost Anything to Make a Budget?

It’s easy to think that you can go out, buy some software, a system, and POOF, a budget will magically appear for you. The reality is that doing a budget should be a relatively straightforward, quick, simple, and free process.

Let’s dig deeper into why this is so.

Does It Cost Anything to Make a Budget?

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About Jason Hull

Jason Hull is a Fort Worth financial advisor. Before becoming a Fort Worth financial planner, Jason co-founded, built, and sold a software development company. He is a CFP candidate, has a MBA from the University of Virginia, and a BS from the United States Military Academy at West Point. He is the owner of Fort Worth financial advisor Hull Financial Planning.


  1. You’re right. I think people get caught up in fancy tools, when budgeting really comes down to tracking and possibly making some tough decisions. Tools just help, but they aren’t the ultimate answer.