Personal Finance FAQ Series: Does It Cost Anything to Make a Budget?

It’s easy to think that you can go out, buy some software, a system, and POOF, a budget will magically appear for you. The reality is that doing a budget should be a relatively straightforward, quick, simple, and free process.

Let’s dig deeper into why this is so.

Does It Cost Anything to Make a Budget?

What questions would you like to see me answer? Leave me a comment and let me know!

About Jason Hull, CFP®

Jason Hull, CFP®, is the Chief Technology officer of myFinancialAnswers, an online comprehensive financial planning service.


  1. You’re right. I think people get caught up in fancy tools, when budgeting really comes down to tracking and possibly making some tough decisions. Tools just help, but they aren’t the ultimate answer.