USAA – The Not So Good

“It is easier to forgive an enemy than to forgive a friend.” –William Blake This is part three of a three part series on USAA. You can read the first part here and the second part here. Disclosure: USAA flew me to San Antonio for a three day conference from November 6-8, 2013, put me […]

Estate Planning for Pets

“If there are no dogs in Heaven, then when I die I want to go where they went.” –Will Rogers “You think dogs will not be in heaven? I tell you, they will be there long before any of us.” –Robert Louis Stevenson “If I have any beliefs about immortality, it is that certain dogs […]

What Would You Do If This Pay Stub Was Yours?

I’m out this week at the Women’s World Cup (go USA!), so we’ll do a quick, fun exercise! Below is a picture of Major League Baseball star Andrew McCutchen’s pay stub. What do you see wrong with the pay stub? What would you do with one paycheck of that size? Let’s talk about it in […]

Should I Stay or Should I Go?

“Every dreamer knows that it is entirely possible to be homesick for a place you’ve never been to, perhaps more homesick than for familiar ground.” –Judith Thurman “There are things you just can’t do in life. You can’t beat the phone company, you can’t make a waiter see you until he’s ready to see you, […]

Is Asset Allocation Just a Form of Market Timing?

“Only liars manage to always be out during bad times and in during good times.” –Bernard Baruch I recently had a reader ask me a question via e-mail: I’m writing regarding the research by Dr. Wade Pfau that suggests that retirees are significantly better off holding only 20% in equities during the first five years […]

What is the Asset You Least Want to Lose?

“By the time I have money to burn, my fire will have burnt out.” –Unknown I was speaking with a friend recently, and this friend bet that I would become bored in retirement. “You’ll go start some other company because you have the entrepreneurial fire burning within you,” my friend said (I paraphrase). “Nope. I’ll […]