How Much Should a Financial Planner Cost?

The bottom line up front: Now, with myFinancialAnswers, it’s possible to get a continuously updated comprehensive financial plan for $99 per year. Click here to learn more. “Not everything that counts can be counted; and not everything that can be counted counts.” –Albert Einstein “Spending can be investing – if you spend on the right […]

USAA – The Not So Good

“It is easier to forgive an enemy than to forgive a friend.” –William Blake This is part three of a three part series on USAA. You can read the first part here and the second part here. Disclosure: USAA flew me to San Antonio for a three day conference from November 6-8, 2013, put me […]

Five Things to Do If You Just Lost a Lot of Money

“I’m so poor I can’t even pay attention.” –Ron Kittle Continues Below Get a comprehensive financial plan now! Related posts: Thanks for Saving More Money! What’s the One Money Question You Wish Someone Would Answer for You? Do You Have Too Much Money In Fixed Income?

6 Reasons I Sold My Car at CarMax

“If you own a home with wheels on it and several cars without, you just might be a redneck.” –Jeff Foxworthy There are people who view their cars as an expression or extension of themselves. Then, there are people who view cars as a means to get from point A to point B. I used […]

An Evaluation of an Indexed Universal Life Insurance Plan

“People are always looking for the single magic bullet that will totally change everything. There is no single magic bullet.” –Temple Grandin After reading this article, if you need more convincing, I perform a second evaluation of an indexed universal life (IUL) policy here. I am almost universally against life insurance that isn’t term based […]

How the Obamacare Subsidy Threshold Could Make You Pay a LOT More for Health Insurance

“The small businessman is smart; he realizes there’s no free lunch. On the other hand, he knows where to go to get a good inexpensive sandwich.” –Adam Osborne I once remember talking to someone who said that her husband was a dentist and had been offered a pay raise. She wasn’t sure that they should […]