What is the Asset You Least Want to Lose?

“By the time I have money to burn, my fire will have burnt out.” –Unknown I was speaking with a friend recently, and this friend bet that I would become bored in retirement. “You’ll go start some other company because you have the entrepreneurial fire burning within you,” my friend said (I paraphrase). “Nope. I’ll […]

Why Do We Rarely Buy Disability Insurance?

“The only thing wrong with immortality is that it tends to go on forever.” –Herb Caen I remember getting the call from my wife. She was back in Charlottesville spending a week at her home office while I stayed in Texas. She’d started getting a slight tremor – a tic like she was shaking her […]

Is Your House Actually Causing You to Lose Purchasing Power?

“Purchasing power is a license to purchase power.” –Raoul Vaneigem “The only honest dollar is a dollar of stable, debt-paying, purchasing power.” –Senator Robert Owen How many of you have heard this one? Your house is your biggest investment. With the burst of the housing bubble in the 2008 timeframe, a lot of people who […]

Employee Stock Purchase Plans and Stock Options – Your Investing Archimedes’ Lever?

“Δός μοι πᾷ στῶ καὶ τὰν γᾶν κινήσω “ (translated) “Give me a lever long enough and a fulcrum on which to place it, and I shall move the world.” –Archimedes In the last article, “Investments Where You Can Influence the Outcome” we talked about investments where, rather than doing your research beforehand, investing your […]

Should You Just Donate to Charity Instead of Going to IHOP’s Free Pancake Day?

“He who goes to bed hungry dreams of pancakes.” –Proverb (probably attributed to Aunt Jemima) March 3, 2015 is National Pancake Day from IHOP. You go, get free pancakes, and the cost is a donation of whatever you think is appropriate to give to the Children’s Miracle Network Hospitals. I love the notion and the […]

President Obama Calls for a Stronger Fiduciary Standard. Should You Care?

“…back-door payments or hidden fees for steering people into bad retirement investments that have high fees and low returns…” –Barack Obama On February 23, 2015, President Barack Obama threw his support behind a forthcoming (as of the writing of this article, it had not been released) Department of Labor fiduciary standard. According to a White […]