Create More Paydays to Curb Your Spending

“For a lot of people, the weekly paycheck is ‘take-home pay’ because home is the only place they can afford to go with it.” –Charles Jaffe When I was in the military, we were paid at the end of each month. It was nice getting that leave and earnings statement (LES), which was the document […]

Bronze May Be the Most Precious Metal Under Obamacare

Note: This article is intended to give you a framework for how to evaluate different ACA plans. Based on the plans available in your state, your results may be different. This framework is based on the initial plan released by California in June, 2013 and is illustrative. Up until now, health insurance has been an […]

Pygmalion in Your Bank

“…to whom men have committed much, of him they will ask the more.” –Luke 12:48, King James Bible “If you can’t appreciate what you’ve got, you’d better get what you can appreciate.” –George Bernard Shaw, Pygmalion In Greek mythology, a sculptor named Pygmalion created a beautiful ivory statue. He so admired the ivory statue that […]

The Four Questions You Should Ask BEFORE Hiring a Financial Planner

“It is not the answer that enlightens but the question.” –Eugene Ionesco Let’s face it. I’m a Certified Financial Planner. I’m trying to convince you that, even if you think that you can do it yourself, it’s not worth the time, effort, energy, and risk to try to find all of the various bits and […]

Indecent Exposure for Your Portfolio

“‘Subliminal’ is about how we misinterpret our behavior because we’re unaware of what our unconscious minds are doing.” –Leonard Mlodinow “I saw a subliminal advertising executive, but only for a second.” –Steven Wright Once upon a time, if you went to the movie theater, you were bombarded with advertising. OK. Yes, I know that if […]

Why Doctors Smoke and Why You’ll Follow Financial Advice From Someone Else

“My doctor tells me I should start slowing it down – but there are more old drunks than there are old doctors so let’s all have another round.” –Willie Nelson “If two heads are better than one, then what about double chins?” –Jarod Kintz Have you ever walked into a doctor’s office or a hospital […]