An Offer for You: A Free, Comprehensive, Online Financial Plan

The bottom line up front: I’m part of a team that is launching a new, online, comprehensive financial planning service. You can sign up and get a plan for free at by entering in your e-mail address and getting started. We are only offering this free, 60 day trial to the first 1,000 users […]

How Much Should a Financial Planner Cost?

The bottom line up front: Now, with myFinancialAnswers, it’s possible to get a continuously updated comprehensive financial plan for $99 per year. Click here to learn more. “Not everything that counts can be counted; and not everything that can be counted counts.” –Albert Einstein “Spending can be investing – if you spend on the right […]

Six Areas Where I Disagree with Dave Ramsey’s Investing and Retirement Withdrawal Advice

“A good financial planner is going to do more than pick your funds.” –Dave Ramsey Very recently, personal finance guru Dave Ramsey engaged in a heated discussion on Twitter with several financial planners regarding the appropriateness of his investment and retirement withdrawal advice. The questions were (and are) very legitimate ones, namely: Why does Dave […]

Bronze May Be the Most Precious Metal Under Obamacare

Note: This article is intended to give you a framework for how to evaluate different ACA plans. Based on the plans available in your state, your results may be different. This framework is based on the initial plan released by California in June, 2013 and is illustrative. Up until now, health insurance has been an […]

Why Drive a Beater?

“I know a lot about cars, man. I can look at any car’s headlights and tell you exactly which way it’s coming.” –Mitch Hedberg “Driving a brand new car feels like driving around in an open billfold with the dollars flapping by your ears as they fly out the window.” –Grey Livingston I drive a […]

The Four Questions You Should Ask BEFORE Hiring a Financial Planner

“It is not the answer that enlightens but the question.” –Eugene Ionesco Let’s face it. I’m a Certified Financial Planner. I’m trying to convince you that, even if you think that you can do it yourself, it’s not worth the time, effort, energy, and risk to try to find all of the various bits and […]